Travel Insurance
When you’re traveling, even a minor accident or sickness can become a major expense and inconvenience. So whether your plans include a trip outside your home province or territory, to the U.S. or to another continent, having travel insurance will go a long way toward ensuring you enjoy your time away.
DID YOU KNOW
Myth #1: Travel insurance isn’t necessary; I will take my chances.
Any Canadian travelling abroad or within Canada should consider travel insurance because your government health insurance plan (GHIP) typically covers only a limited portion of your medical expenses once you leave the country and your province.
Myth #2: My employee health plan and credit card provides me with all the coverage I need.
Many Canadians don’t realize the limitations of this coverage. For instance, credit cards often provide coverage for a limited number of days or limit the amount you can claim. Employment benefits may not cover all medical emergencies and have limited travel benefits.
Myth #3: As long as I’m covered, my family is protected too.
Purchase travel insurance that will cover your entire family for the duration of your trip. Also, ask about family pricing. Family pricing is available under some travel insurance plans or packages.
Myth #5: Carrying my insurance card or any documents describing my coverage is sufficient.
In addition to carrying the correct documents, it’s important to have a good emergency medical network on your side. If you were to experience a medical emergency, it’s important that you have instant access to a 24-hour emergency support network that you can call from anywhere in the world, and with representatives who are multilingual.
