Our Team
Jana Ivanova
Principal
Novum Financial
Jana began her career in Insurance, Group Retirement Planning and Group Benefits with Longo Wealth Management, housed within one of Canada’s largest MGAs. She has since developed her own practice, Novum Financial, which focuses on Life, Living Benefits and Group Insurance.
Jana holds a Bachelor of Economics from the Faculty of Business Economics, Kosice, Slovakia. She has completed the Canadian Securities Course (CSC), Stock and Options Trading Course and holds her Life Insurance License. Jana is currently enrolled in the Certified Employee Benefit Specialist (CEBS) program, and is pursuing a designation as a Chartered Life Underwriter (CLU).
With over 5 years experience in the employee benefits marketplace, Jana is able to provide clients with specialized products to fit the needs of every organization. She designs and implements comprehensive, cost effective employee benefits plans for small to mid-size employers. Jana provides proactive consultative services to her clients and utilizes alternative solutions to help mitigate costs.
Fred C.Ryall CHS
Principal
Fred Ryall & Associates
For over 35 years, I have been providing financial and estate planning advice for self-employed business owners, designated professionals, executives and families to ensure social and family legacies.
Some of my recent professional accomplishments include receiving the Queen Elizabeth II Diamond Jubilee Award from the Governor General of Canada for my planning with families who have special needs children, for my community fund raising efforts and for Canada. In 2007, I also received the Julia Award from Cystic Fibrosis Canada.
I have had the privilege to speak to several other special needs’ organizations including, Cystic Fibrosis Canada, Canadian Down Syndrome Society, ALS Canada, Autism Ontario, Multiple Sclerosis Society of Canada, 18th Chromosome Deficiency, Alzheimer Society Canada and the Peel Public School Board’s Special Needs Programs.
Christine Joly CFP, CLU
Principal
Fincor Financial
Christine has been serving families, business owners and professionals in the area of wealth management for over 28 years. She is passionate about retirement and estate planning and is committed to delivering outstanding customer service to her clients.
Christine earned her Hon. Bachelor of Science from the University of Ottawa. She was awarded her Certified Financial Planner (CFP) designation in 2004 and her Chartered Life Underwriter (CLU) designation in 2012. Christine has obtained an advanced level of knowledge and expertise in the area of wealth building strategies, retirement planning, taxation, estate planning and wealth transfer.